Personal Lines
Specialty Auto Insurance
Standard auto policies aren't built for vehicles that are anything but standard. Whether it's a classic car, a motorcycle, an RV, or a boat, we'll help you find coverage that fits.
Coverage Built for the Vehicle You Love
Specialty vehicles often have unique value, limited use patterns, and specific risks that a standard auto policy doesn't account for. We work with carriers who specialize in these vehicles so you get the right protection—not just the closest approximation.
Vehicles We Cover
If it's special to you, it deserves more than a standard policy.
Classic & Collector Cars
Agreed value coverage so you're paid the full insured amount—not depreciated market value—if your vehicle is totaled or stolen. Ideal for restored classics, antiques, and limited-production vehicles.
Typically requires limited annual mileage and secure storage.
Motorcycles
Coverage for street bikes, cruisers, sport bikes, and touring motorcycles. Includes liability, collision, comprehensive, and optional coverage for custom parts and accessories.
Year-round or seasonal coverage available depending on how you ride.
RVs & Motorhomes
Whether you're a full-timer or a weekend traveler, RV insurance covers the vehicle, your personal belongings inside, and liability while you're on the road or parked at a campsite.
Coverage options differ for Class A, B, and C motorhomes and travel trailers.
Boats & Personal Watercraft
Covers physical damage to your boat, motor, and trailer, plus liability if you're involved in an accident on the water. Also available for jet skis and other personal watercraft.
Navigational territory and storage location can affect your rate.
ATVs & Off-Road Vehicles
Coverage for ATVs, UTVs, dirt bikes, and other off-road vehicles. Protects against damage, theft, and liability whether you're on your property or at a designated riding area.
Some policies extend to cover passengers and custom equipment.
Exotic & High-Value Vehicles
High-performance and luxury vehicles often exceed standard policy limits. Specialty coverage ensures your investment is protected at its true value with carriers experienced in exotic vehicles.
Agreed value and stated value options available.
Let's Talk About Your Vehicle
Every specialty vehicle has its own story. Tell us about yours and we'll help you find coverage that protects it the right way.